The credit cards that can be approved in seconds include China Merchants Bank: Shanghai Pudong Development Bank, China Guangfa Bank, China CITIC Bank, etc.

1. China Merchants Bank: The threshold for China Merchants Bank is not high, or even very low. But China Merchants Bank requires a signature at the front desk before applying. Generally, as long as it is not finance-related work, you can swipe cards in batches.

2. As a leader in the credit card industry, China Merchants Bank is relatively complete in terms of innovation and card structure. Compared with other banks, it is easier to issue cards and increase the amount quickly. Pocket Life offers endless promotions, and tens of thousands of merchants offer discounts on food, drink, and entertainment. Additionally, most investment credit cards come with no annual fee. If you swipe your card 6 times that year, you can waive the annual fee for the next year. This is easy to do. 3. Shanghai Pudong Development Bank The credit card application threshold of Shanghai Pudong Development Bank is not very high. In 2021, the National Treasure series of credit cards will be launched. In order to promote new card types, Shanghai Pudong Development Bank has been in a water release period recently. According to actual user feedback, the card drop rate and credit limit are both very good.

4. Guangfa Bank’s cards are always good and the threshold is not high. Cardholders often receive calls from GF and directly apply for credit cards.

5. China CITIC Bank China CITIC Bank’s credit cards have also been in decline recently, with a card drop rate of almost 99%. However, the application approval rate for users with serious overdue records in their personal credit reports is still relatively low, and it is more suitable for white families or young people who have just graduated.