If you want to know the bill date and repayment date of CCB’s credit card, you can log in to CCB’s official website to query, or log in to CCB’s mobile banking to query. In addition, you can also query. You can call the customer service number of China Construction Bank and ask the customer service staff. Let’s introduce the specific inquiry process of these three inquiry methods respectively
1. Inquiry on the bank’s official website (operated using Windows 10 system)
Log in to the official website of China Construction Bank, and then click to enter “Credit Card” ” interface, select “Credit Card Inquiry”, and you will be able to see the billing date and repayment date of your CCB credit card. Specifically:
(1) First open the credit card bill. Currently, the more common electronic bill is the same as the paper bill. As shown in the picture, the billing cycle and repayment date will be reflected on it. and the repayment amount of the previous period.
(2) If you look down, you will see the billing cycle, as well as the billing date, repayment date, points status, repayment amount and other overall information.
1. The billing day is the 22nd, and the billing cycle is from October 23rd to November 22nd. That is, the amount consumed in this billing cycle is automatically calculated on the 22nd.
2. The repayment date is the 12th, which means that the amount owed must be paid off before the 12th of the next month, so no interest will be calculated. If the payment is overdue, penalty interest will be incurred. As well as having a negative impact on personal credit, you should pay attention to using the card rationally.
3. The credit limit is the maximum amount that can be swiped by the card. If there is any debt, the amount owed needs to be subtracted.
4. The cash withdrawal limit is the amount used to withdraw cash from ATM machines. CCB’s cash withdrawal limit is 50% of the maximum limit. Try not to use it to withdraw cash, as this will incur handling fees and interest.
5. The points balance is the remaining balance of all points as of the bill date.
6. The total amount of all repayments in this period is the amount that should be repaid in this period.
7. The minimum repayment amount of this period is the minimum amount that should be repaid as of the repayment date. This will not be counted as a breach of contract. If the repayment amount does not reach the minimum repayment amount, the bank will If the user breaches the contract, the cardholder's liability will be levied.
(3) After scrolling down, you will see the "Repayment Details", which will detail the total amount of repayment for the current period and the minimum repayment amount.
(4) "Transaction Details", which lists the transaction time, transaction description, transaction amount, etc. in detail at a glance, including the repayment amount of the previous period.
(5) "Points Details" will list the total points as a whole, making it easier for users to understand their points.
(6) Finally, there are various problems and precautions during the use of credit cards. You must use the card correctly and rationally to avoid losses of personal property during use.
2. Mobile banking inquiry (operated using Android system)
Log in to CCB’s mobile banking, and then click “Bill Details” on the “Credit Card” page to get your CCB credit card The repayment date is now.
Alternatively, click the "+" button directly on the APP homepage, and then click to open the "Calendar". The calendar will be marked with the repayment date and billing date of your CCB credit card in the current month.
3. Customer Service Telephone Inquiry
Call China Construction Bank’s customer service telephone number 400-820-0588 for enquiry. You can also choose voice self-service enquiry, or choose manual service for enquiry.