1. Choose the credit card type that suits you. For example, if you have a car owner, you must apply for a Guangfa owner card. As long as there is no problem with the credit, you must get the card.
2. It is also important to apply for the route. If the credit conditions are not particularly good, it is recommended to make an appointment for a business person to pick up the card through a bank outlet or call customer service.
3. Prepare sufficient financial certificates, such as real estate license, vehicle driving license, deposit receipt, financial management certificate, etc. If not, then personal work certificate and income certificate are both necessary, otherwise, no matter how awesome the skills are, it will not guarantee that you can successfully apply for Guangfa Credit Card.
4. Fill in the application form carefully. First, ensure that the information is complete and accurate, especially not fake; Secondly, you must fill in the fixed telephone number. If not, ask relatives and friends for help, or buy a number on Taobao. In addition, the contact person should fill in a relative and a company colleague (preferably a leader).
5. The bank's return call is answered in time, and relevant card handling questions are answered in time.
6. The credit record must be good. A good credit record will make your credit card second batch not a dream. There is no overdue or other bad credit record within two years.
7. You can use the credit card of another bank you already hold as evidence to apply for the credit card of Guangfa Bank, so that the approval speed is fast and the credit card amount will be higher than the existing card. Note that the existing card should be used for more than 1 year.
8. If there is no special requirement for the card type, in order to improve the success rate, you can try to apply for a joint card of Guangfa Bank. Because the rate of co-branded cards will be slightly higher than other types of cards.
9. Your work unit, personal ability, application experience and other certificates that can prove your personal ability will also help you get a large credit card, such as academic certificate, technical grade certificate and other qualification certificates.