(1) A certain amount of deposit in a dual-currency card or a temporary increase in the credit limit cannot increase the maximum amount of installment payment application.

(2) If you apply to end the installment payment in advance, you need to return all the remaining principal and handling fee in one lump sum on the next repayment date; If the installment payment is terminated in advance due to the return application, all the remaining principal shall be returned in one lump sum on the next repayment date, and the fees paid in each installment shall not be refunded, and the proof of the return shopping list shall be provided and approved by the customer service center of Bank of Communications Credit Card Center.

(3) If bills are to be divided, the monthly installment fee shall not be higher than 0.72% of the actual installment amount.