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“The salary is not enough, and you are in debt every month”: How do people in the workplace push themselves to death step by step?

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A very interesting thing. The wages of many working professionals around me are not particularly low, with the average monthly salary being around 5,000 yuan. However, it seems that everyone’s monthly salary of 5,000 yuan is not enough. Most of them live in rental houses with a monthly payment of 600 yuan to 1,400 yuan. They don't usually have many entertainment activities. Even dinner gatherings only go when the boss asks for a treat. However, under such circumstances, their wages are still not enough to cover their monthly expenses, and many of them are even heavily in debt. They often ask themselves: "What should I do?"

1. How do people in the workplace push themselves to death step by step?

Xiaomei, my good friend, is currently following orders in a foreign trade company. Because I just joined the company not long ago, the salary is not high, 5,000 yuan a month. She lives in a rental house with a monthly payment of 1,200 yuan. Including water, electricity and Internet, she needs to spend about 1,500 yuan per month on accommodation. This leaves 3,500 yuan. Perhaps for a girl, 3,500 yuan is not much. Just on skin care products, she will spend thousands of yuan every month. Spend another 1,000 yuan on food, and buy clothes and shoes if you have nothing else to do. As a result, all the hard-earned salary this month was completely spent.

The younger sister also borrowed a lot of money from friends around her, and she still has nearly 10,000 yuan in credit card loans that she has not repaid. This was a disaster for her.

Xiaomei complains about the hard work and low salary every day, but when she comes home from get off work every day, she still habitually turns on her favorite TV series, catches up on them, and eats her favorite snacks.

She maintained this state for four months, but she couldn't stand it anymore. The day before yesterday, she came to chat with me and cried to me that she could no longer hold on and that if she continued like this, she would kill herself. I only told her: "You need to make changes immediately!"

What forces people in the workplace to kill themselves is never the environment, but their unwillingness to accept the status quo and their unwillingness to work hard.

2. Do the following four points to get rid of money and debt and achieve financial freedom.

As a working person, if you don’t want to be forced to death by low wages, you must make changes. Then, I have the following four suggestions.

First, to change, you must first be self-discipline

I dare to say that every successful person is someone who can strictly demand themselves, which is what we call "self-discipline" . Just like my good friend Xiaomei, she has the habit of staying up late and sleeping lazy every day. When she returns to the rental house after get off work every day, she just watches TV. How could there be any change in this approach?

From now on, let yourself become self-disciplined. First of all, go to bed early and get up early; secondly, ask yourself to exercise every day, even if it is just a few sit-ups on the first day; thirdly, develop yourself a good habit, like me, reading every day; finally, just keep persisting Go implement these little habits. One day, you will be surprised by these little habits of yours.

Second, correct your mentality and throw away negative energy

If a person in the workplace is either complaining every day or does not know what he should do, what will happen? What kind of result?

In the office, such people are the least popular. My friend Xiaokai has such a person in his office and he complains every day.

But now, no one in the entire office is willing to pay attention to him at other times except for business exchanges, and no one will take him with them to dinner parties.

In life, such people are often prone to hitting walls. For example, Xiaomei has fewer and fewer friends, and she has nowhere to find friends to cry to.

So, first of all, you must correct your mentality and make yourself sunny. These can start from small things, such as getting up early, smiling in the mirror, and saying to yourself: "Today, you are the most beautiful."

Secondly, don't always deny yourself. Such denial will only It destroys your self-confidence and makes you less and less interested in doing anything.

Third, side jobs outside of work can help you build your personal brand

Once you can do the above two things well, then you should consider finding a side job for yourself.

Ah He is my former colleague and currently works in sales for a company. In fact, his sales performance in the company can only be regarded as average, and his salary is also very average, only six or seven thousand a month. However, for a person working hard in a first-tier city, this salary of six to seven thousand is just enough to support himself.

Later, Ah He accidentally came into contact with self-media writing from a friend, and he was out of control. He writes some experience sharing about sales through the public account every day. After all, it is his job. It is not difficult for him, and this has also attracted him to many fans.

Now, he can earn nearly 10,000 yuan a month just from self-media alone, and because of his side business, he has gradually become an elite in sales. The most important thing is that his personal brand has also been established since then.

Fourth, every working person should learn to manage finances

As a working person, if you do not learn to manage finances, that is the most terrible thing.

In addition to rent, water and electricity, communication expenses, meals, necessary purchases, etc. every month, we should also learn a little bit of financial management, even if it is just a simple and crude deposit of 500 per month, then this After a year, you can save 6,000 yuan. However, even if you save 500 yuan a month, most working people cannot do it. This is not caused by low wages, but more by the fact that I cannot control some unnecessary consumption. For example, many of the clothes I bought were never worn, and some items I bought that I thought would be useful gradually became collectibles.

So, from now on, record every expense and income you have, so that unnecessary consumption will disappear. Take the time to learn financial management knowledge again, and let us never do it again. The moonlight clan.

As society continues to progress, we must make changes all the time. This change does not mean that you become someone else, but that you become a better version of yourself. The workplace is unpredictable, and only by making yourself outstanding can you find stability in the changing workplace. Please remember: All stability is achieved through your own efforts.