1. Should the father's credit card not be paid? Should the son pay back the credit card debt owed by the father? The son should not pay back the credit card debt, except that the father died and the son inherited the father's property. The successor shall pay off the taxes and debts that the decedent should pay according to law to the actual value of the inheritance. If the part exceeds the actual value of the estate, the heir will voluntarily repay it.
second, will the father's credit card not affect his children? Generally, the father's failure to pay back the credit card will not have a bad influence on his children. After all, the debt is borne by the parents themselves, and the children do not have to bear the responsibility for repayment; And after the overdue situation occurs, the bad information is directly recorded on the parents' credit information, and the children's credit will not be damaged. However, I would like to remind you that if the parents owe too much money and refuse to repay after being sued by the bank to the court, and thus they are included in the list of people who have lost their trust, the children may be implicated to some extent, for example, they can no longer attend private schools with high fees.
3. What should I do if I don't get a credit card? There are several ways to deal with it: 1. If I don't get a credit card once in a while, the funds will only be repaid in one or two days. At this time, I should make full use of the bank's deferred repayment service. Now most banks have one to three days' deferred repayment service. As for the specific one or three days, each bank is different, so I have to consult the customer service myself. 2. Installment or minimum repayment If you really don't pay the credit card, or if you really don't pay the credit card in a short time, in this case, you can consider credit card installment or minimum repayment. 3. Effectively change the bill date. If it is predicted in advance that a credit card may not be able to pay back the money at that time, you can apply to the bank to change the bill date before the bill comes out, so as to extend the repayment period. For example, if the bill date is on the 1th, and I find that I may not be able to pay back for some reason before the 5th, I will immediately call the credit card customer and apply to change the bill date to 2/3/4, so that no bill will be paid this month. After the application for bill change is successful, the next one will be issued. 4. Find friends or family to provide capital turnover.