The principal card applicant is at least 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has a good credit status. He can apply for a personal credit card principal card with his valid identity document.
The cardholder of the main card can apply for a supplementary card for a natural person who is over 15 years old and has full capacity for civil conduct or limited capacity for civil conduct. If the supplementary card applicant is under the age of 18, the consent of his legal representative must be obtained. The cardholder of the main card bears all the debts incurred by the supplementary card.
2. Application conditions for credit card gold card of CITIC Bank
China residents who have reached the age of 18, have full capacity for civil conduct and good credit standing, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master card with their valid identity documents.
Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the issuing bank. The main cardholder can apply for cancellation of the supplementary card at any time.
3. BOC Global Credit Card Gold Card Application Conditions
Individuals with full capacity for civil conduct and legitimate income can apply for a personal master card with their valid identity documents (including ID card, military officer's card, police officer's card, passport, etc.). , the same below) identified by the public security department.
Personal master card applicants can apply for no more than three supplementary cards for spouses and immediate family members with civil capacity; All the funds used by the secondary card are transferred to the main card account, and the main card holder is responsible for repaying all the payables of the secondary card.
Extended data
Documents required to apply for a credit card:
1. Your supplementary card applicant's identification documents (such as ID card, military officer's card, pass or passport, etc.). )
2. Your residence certificate (such as water and electricity bill, bank/securities/insurance/fund statement, mobile phone bill, household registration book, driver's license, real estate license, rental contract or social security card in any one of the last two months-it must be in your own name).
Please provide any of the following five income certificates:
1. Payroll of any month in the last three months (if the company name is not displayed on the payroll, please provide the original payroll).
2. Bank statement/passbook showing your name and income for the last three consecutive months.
3. Bank of Communications payroll automatic transfer monthly statement or detailed account list showing your name in any month in the last three months.
4. A salary certificate issued in the name of the company and showing your name (the name of the employer and the official seal of the company are displayed at the head or tail of the certificate).
5. The latest personal income tax bill.
Reference source? Baidu Encyclopedia-BOC Global Credit Card Gold Card
Reference source? Baidu Encyclopedia-China CITIC Bank Credit Card Gold Card
Reference source? Baidu Encyclopedia-China Merchants Bank Mini Credit Card Gold Card