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What does it mean when the RMB book balance of China Minsheng Bank’s credit card is negative?

This means that if you still have a balance on your credit card after repayment, it will show a negative number on the bill.

If you still owe money, a positive number will be displayed.

1. Many people will find a negative number when checking their balance. Some people think that this is because they owe money. In fact, it is not. If the credit card displays a negative number on the self-service machine, it means that there is too much money in your account. When depositing money, the positive number displayed is the balance in your account.

2. If the credit card balance shows -1000, it means that you have deposited 1,000 yuan more, not that you owe 1,000 yuan. ,

3. The excess money deposited on the credit card is called overpayment. It is recommended not to withdraw it in a hurry. It can be used for the next repayment or directly spent. Most local banks are free to withdraw the overpayment. However, some banks charge fees, which are based on the bank's charging standards.