It’s not worth applying, it’s a huge trap. The card surface on the website is photoshopped, but the actual card is very ugly.

If you don’t have an ICBC credit card, just apply for one with no annual fee. If you want to use ICBC, no need to talk! ! !

Especially for the Car PLUS card, the annual fee is inevitable and is deducted directly when you open the card. In addition to the 6% cash back on gas, other useful benefits are only available on the Platinum Card. For the rest of the car washing and maintenance, it is enough to become a member of the car wash shop near your home. The 6% cash back for refueling is also very tricky. It must be a gas station specially authorized by PetroChina, not other places. It must be every Sunday. It cannot be used at other times. It must be swiped through ICBC's POS machine, and other channels cannot be used. The most important thing is that there is a limit, the maximum return is 20 per week, and the maximum return is 80 per month.

It’s okay if you are a regular card, the annual fee is 100. You only need to spend 166 yuan every month to get your money back. Just go and refuel for 50 yuan every Sunday. That's enough. but! ! ! It’s hard to take advantage. Because unless your weekly gas money exceeds 200, you can earn 576 yuan and get back 476 yuan. Otherwise, even if the oil costs 150 yuan per week, it is only 432 yuan. If you get back 332 yuan, there is really no need to bother.

If you have a gold card, it will be miserable. You have to spend 330 yuan on gas every month to avoid losing money. This means that you have to spend twice as much as a puka on gas every week to make sense.