1. Billing installment: it is a financial function to repay your credit card transactions by installment, including the installment of unbilled transactions and billed transactions. We provide cardholders with personalized choices of 2, 3, 6, 10, 12, 18 and 24 installments, and the corresponding handling fees for each installment are 1.0%, 0.9%, 0.75% and 0.7% respectively. At present, the application for non-single transaction only supports 2, 3, 6, 10 and 12. Among them, the second phase can only be applied through our mobile banking and pocket life channels. For details, please log on to the credit card website/and click "financial installment"-"bill installment" to inquire;

2. Minimum repayment amount: no handling fee but no interest-free period. If the minimum repayment amount is paid before the final repayment date, but less than the full amount, you cannot enjoy the interest-free repayment period. Interest: each consumption amount of the last bill is the interest-bearing principal, the interest-bearing days are from the account bookkeeping date to the account payment date, and the daily interest rate is five ten thousandths. Until you pay up.