How to check the limit of CITIC Bank credit card
How to check the limit of CITIC Bank credit card--Customer service telephone inquiry:
1. Cardholders can call CITIC Bank 24 hours a day Customer service hotline: 40088-95558.
2. CITIC Bank credit card limit query method - SMS query You can use the mobile phone number registered with CITIC Bank, edit the last four digits of the SMS message: YE (such as: YE8888), and send it to: 106980095558 for query Your available credit information. Charging instructions: Users of China Mobile, China Unicom, and China Telecom who send text messages to 106980095558 only need to pay the operator to send text messages, and CITIC’s reply to text messages is free.
3. CITIC Bank credit card limit inquiry method - online banking inquiry. Log in to the homepage of CITIC Bank Credit Card Center and click on the "Credit Card Online Banking" function on the right. Select Express or Online Banking and log in to CITIC Bank Credit Card Online Banking. You can check your credit card limit by querying the "My Account" or "Credit Card Management" services.
4. CITIC Bank credit card limit inquiry method - bill inquiry. Cardholders can check the available amount of the month on the credit card statement issued by the bank each time.
5. CITIC Bank credit card limit query method - mobile client query You can scan the QR code on the CITIC Bank website to download the mobile card space of the CITIC Credit Card exclusive mobile client. After the installation is complete, open the login card space and click to enter the self-service area. You can check your current credit limit by selecting the "Card Service" function to query your account.
6. Cardholders who conduct transactions or cash withdrawals within 30 days after the first check of the CITIC Bank credit card or parallel card will be exempted from the first annual credit card fee. Cardholders can make purchases or cash withdrawals 5 times within a year. The annual fee for the following year is waived. There is no charge for a CITIC Bank credit card that is not activated, but there is a hard annual fee for the card. CITIC Bank has single-currency credit cards and dual-currency credit cards. Cardholders can apply for credit cards with credit card logos such as VISA, UnionPay, JCB, and MASTER according to their personal needs.
Operating environment:
Brand model: vivoY70S System version: V2002A, browser: 12.25.0.10, CITIC Bank app version: 7.5.3
How to check CITIC Credit Card Balance
CITIC Bank’s credit card users can check the remaining balance of their credit card through the following methods:
1. CITIC Bank’s credit card customers can dial the customer service hotline 95558 and answer the phone call After passing the check, follow the prompts to complete the relevant operations and handle the credit card remaining balance inquiry.
2. Credit card users of China CITIC Bank can edit the last four digits of the text message YE and send it to 10690095558 to check the remaining balance of the credit card.
3. Credit card users of China CITIC Bank can follow the official official account of China CITIC Bank. After entering the official account, enter the dynamic card space and then download the dynamic card space APP. After the download is completed, enter the APP and select "Service" to query.
4. After following the official official account of CITIC Bank, users can directly enter "manual" and transfer to manual help to check the remaining balance of their credit card.
For more information on how to check the balance of CITIC Credit Card, go to: View more content
How to check the limit of CITIC Credit Card? This time I will share it with you
1. Call the customer service hotline to inquire. Cardholders can call CITIC Bank’s 24-hour customer service hotline.
2. You can use the mobile phone number registered with CITIC Bank to edit the mobile phone text message "YE last four digits" and send it to the CITIC Bank credit card service number to query.
3. Log in to the homepage of China CITIC Bank Credit Card Center to view the credit card limit through Query My Account or Card Management Services.
4. You can check the available credit limit on the bill.
5. Summary: Pay attention to cherish your credit and repay your loan on time every month.
How to check the credit limit of China CITIC Bank
The method to check the credit limit of China CITIC Bank is as follows:
1. Call customer service to check the credit limit
2. Log in to the Online Personal Banking Credit Card Center to inquire
Take computer: Lenovo Savior Y7000, Winds10/Browser: 10.8.4506.400, CITIC Bank official website as an example;
1. Log in Online personal banking
2. Select credit card business
3. Click on credit card limit query
3. Query on CITIC Bank mobile APP
Take Apple 11, ios 14.7, and CITIC Bank 7.5.3 as examples;
1. Open CITIC Bank APP,
2. Select credit card service
3. Select credit card limit inquiry
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and changed to its current name at the end of 2005. CITIC Bank is one of China's national commercial banks, headquartered in Beijing.
The major shareholder is CITIC Corporation of China. Spanish Bank of Spain (Banco Bilbao Vizcaya Argentaria, S.ABBVA) spent 501 million euros (approximately HK$5.02 billion) to purchase the equity of CITIC Bank 5, and also had the option to increase its shareholding ratio in CITIC Bank to 10.07. On April 27, 2007, CITIC The bank is listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in mainland China, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six lines and three guarantees for Chinese financial stocks in Hong Kong.
On May 9, 2020, the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission reported that in March 2020, China CITIC Bank provided personal bank account transaction details to a third party without the customer’s authorization. , violating the principle of confidentiality for depositors. Our bureau will start the investigation process in accordance with relevant laws and regulations, and investigate and deal with it strictly in accordance with the law and regulations.
After the CITIC Bank credit card has been approved, how to check the credit limit
After the CITIC Bank credit card has been approved, there are several ways to check the credit limit of the credit card:
1. Log in to online banking, register for online banking by yourself, then log in again to personal online banking to check the credit limit;
2. Call the customer service number and transfer to manual service to check the credit limit;
3. Go to the bank counter and ask the salesperson to help you inquire.
4. Inquiries about the credit card limit of some banks can only be made after the credit card is obtained.
Tips for daily credit card use and quick credit limit increase:
1. High frequency of credit card swiping: In daily life, it is best to develop the habit of swiping your card whenever you can. On the one hand, you can avoid bank charges. During the interest period, you can add a little extra financial management income to yourself. On the other hand, you have also become an active user of the bank. Usually, banks will have quota rewards for active users of the bank.
2. High consumption amount: irregular large consumption, and then normal repayment. Banks usually define these cardholders as high-quality customers. When judging whether the cardholder has a large amount of money, After demand, the amount will be increased as appropriate.
3. Continuous and stable consumption for a long time: Banks generally have credit card holders who have been cardholders for more than one year and have transactions every bill month. Banks usually have a limit increase strategy for these customers. Take the initiative to raise the limit. If the customer actively applies for a permanent limit increase, the bank will have a higher chance of approval.
4. Frequent cash withdrawals and frequent credit card installments: Cardholders who frequently withdraw cash from credit cards have a very high risk factor for the bank, but at the same time, cardholders who withdraw cash also make contributions to the bank. The highest degree; the risk for installment users is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as a means of generating income, cash withdrawal and installment users are the favorites of banks. When applying for a limit increase, the relative success rate will be very high.
That’s it for the introduction of how to check the CITIC credit card limit.