There are often card friends whose credit cards are overdue for a long time and are written off by banks, but the arrears still exist. If you don't pay off your credit, you will never wash it off. Moreover, many card friends don't know how to repay their credit cards after cancellation. Let's have a look.

Can I repay my credit card after cancellation?

Credit card write-off is a way for banks to deal with non-performing assets. The cancelled credit card can't be used, but it doesn't mean that the money owed to the bank should be cancelled. As long as you don't pay off, the debt will always exist. As for how to repay, it can be divided into two methods.

We can try to return it to the corresponding card number of the credit card by transfer to see if we can return it. If the repayment is successful, there will be no problem. If the repayment is unsuccessful, the account does not exist. In this case, you have to go to the branch counter to repay the loan, because the account may be cancelled after the credit card is cancelled, and the arrears information can only be found in the bank's own system.

Can I resume credit reporting after credit card cancellation and repayment?

Credit cards can't be used again after cancellation, because the cancelled credit cards are automatically cancelled by the bank, and nine times out of ten they are already customers on the bank blacklist. Don't say that you want to continue to use your card. It is estimated that it will be difficult to apply for a credit card from this bank in the future.

The only function of repayment is to restore credit information as soon as possible. Five years after the repayment date, bad credit records will be automatically eliminated, and the impact of handling credit cards and loans will be much smaller.

The above is "Can I repay my credit card after it is cancelled?" I hope it helps you.