1. CITIC Credit Card will expire and cannot be used, but it will not be automatically cancelled. You need to contact customer service to cancel. If you need to continue to use it, you must apply for renewal. It will take a month for the bank to issue new cards to users. In order to avoid the card-free period, it is best to apply one month in advance.
2. CITIC Platinum Credit Card is a product issued by CITIC Bank Credit Card Center.