The specific stages are as follows:

swipe the credit card to buy the mobile phone according to the normal process,

2. Call your credit card customer service hotline the day after the transaction is successful and apply for the installment of this transaction.

PS: Each bank applies for the installment to take effect at different times, some banks start to take effect in the current period, and some banks start from the next period. Generally, the 3.6.9.12 period is phased, and the handling fee for each period is different for each bank.

3. After the successful application, the customer service staff will tell you how to pay back, including how much you should pay back from the current bill and how much you should pay back every month from next month.

PS: It should be noted that after the successful application for installment, your quota of this transaction will be temporarily frozen, and the quota will be restored every month according to the monthly repayment. For example, if your credit card limit is 1, and your credit card spending is 4,, your available quota will only be 6,, and you will still pay back every month.

how to apply for a credit card: you can apply online, and generally need to fill in more detailed information. The landline phone number and work certificate are both necessary. You can apply online. Relatively speaking, online application has a larger amount of transportation and investment promotion, while the four major banks have a smaller amount. I set up an agricultural bank of China, and my sister's amount is 5 yuan. . Direct good bye.

Conditions:

You have a credit card, and there are basically no conditions. . It is a matter of how many stages, less stages, more interest expenses, less stages and less interest expenses.