If you can accept the handling fee, you can borrow it. An additional handling fee of about 76 yuan per month will be charged for almost 10,000 yuan.

The borrowing limit (commonly known as the cash advance limit) is part of the credit limit, generally accounting for 30%-50% of the credit limit.

The available limit refers to the available credit card limit. Definition: The available credit limit of a credit card refers to the credit limit of the credit card that has not been used. The available credit will decrease with each consumption and will be restored with each repayment.

Extended information:

Loan amount

1. Borrowing interest rate 2.3%-5% (fees will be adjusted accordingly depending on the borrowing method)

2. The loan amount ranges from RMB 10,000 to RMB 5 million, with complete procedures, and the loan can be released as soon as the same day

3. The loan period ranges from 1 month to 3 years, with various options< /p>

4. Depending on the market circulation, the discount rate for pledged items is as high as 80%

5. Pledged vehicles are stored in a specially guarded garage.

Available limit calculation method

Available limit = bank-approved credit limit - outstanding balance on bills that have not yet been paid - transaction amounts that have not been recorded but have occurred - other related interests and fees.

Note: The unpaid credited amount refers to the amount of card transactions that have been billed but you have not yet returned; the accumulated amount that has been used but not credited refers to the amount of card transactions that have occurred but have not yet been billed. ;Other related interests and fees refer to interest on cash withdrawals or installment payments.

Baidu Encyclopedia--Available Amount

Baidu Encyclopedia--Borrowing Amount