What's the difference between China Merchants Bank's credit card-related one-card and credit card-related professional edition?

1. The difference between China Merchants Bank Credit Card Associated Card and Credit Card Associated Professional Edition is: Credit Card Associated Card generally refers to the function of automatic repayment. The professional version of credit card association means that after the credit card is associated with the professional version, you can check the information of the credit card through the professional version, or when you pay online, you can choose "Pay by Professional Edition" and then pay by credit card. How to bind China Merchants Bank's credit card with one card: \ Method 1: At that time, when you apply for a credit card, you can fill China Merchants Bank in the application form. \ Method 2: I bring my ID card at the counter, and I need to bring my debit card and credit card to fill in the application for automatic repayment of credit card, and both cards need to be mine. The process of China Merchants Bank Credit Card Related Professional Edition: \ First, it is necessary to bind the related repayment of savings card and credit card; If multiple credit cards of China Merchants Bank want to be associated with the professional version, log in to the professional version, and there is "Professional Edition Management" in the upper right corner. Click "Certificate Associated Credit Card" and select the card to be associated.

what is a one-card credit card

the one-card of China merchants bank is a savings card, while the credit card is a credit card that can be overdrawn. The main differences between China Merchants Bank savings card and credit card are:

What's the difference between China Merchants Bank credit card and all-in-one card?

All-in-one card of China Merchants Bank is a savings card, while credit card is a credit card that can be overdrawn. The main differences between China Merchants Bank savings card and credit card are as follows:

1. Different functions: the savings card is used for saving money, and it is a cash transaction

. Credit card is a non-cash transaction payment method and a simple credit service. It is issued by the bank or credit card company to the cardholder according to the user's credit and financial resources. The function is that the cardholder does not need to pay cash when spending with the credit card, and will make repayment on the checkout date.

2. Different annual fees: credit cards are generally free of annual fees in the first year, and annual fees will only be charged in the following year, with the minimum being more than 1 RMB, and the maximum annual fees for savings cards being several tens RMB.

if you get a credit card from China merchants bank, cardholders can consider getting a business card, which is bound to the credit card and can be repaid automatically every month, which is very convenient and quick.

Is it reliable to apply for a credit card with one card

1. One card is an ordinary debit card, which is used to deposit and withdraw money, and the credit card can be overdrawn.

2. The salesman asked you to apply for a smart card, which is probably marketing. They all have the task of opening an account, but there is no harm in doing so.

With this card, you can directly log in to the online banking public version of China Merchants Bank, and it is very convenient to inquire about accounts and online payment, as well as to purchase fund wealth management products if you want to invest in wealth management. In addition, it is very convenient to repay your credit card with a smart card, and you can repay it online or by making a phone call.

3. Except for Liangka, China Merchants Bank has no annual fee, and all of them are account management fees. The difference between account management fees and annual fees is that they are charged on a monthly basis. However, there are some preferential measures that can exempt the account management fee. The preferential measures are different in every city. In some cities, you can get rid of it by linking your all-in-one card with your credit card and automatically repaying it.

What does a credit card all-in-one card mean?

If you have a CMB credit card, you can try to apply for "e-loan". "E-loan" is a short-term cash credit business with daily interest provided by eligible cardholders. _ After the successful application for "e-loan", transfer the money to the valid one-card account opened by the cardholder in China Merchants Bank or the debit card of other banks supported by China Merchants Bank (the account opening certificate must be the same as that of the bank's credit card). _ RMB currency only, and the payment arrival time will be reviewed by the system. _ The money shall not be used for investment (including but not limited to house purchase, stock, futures and other equity investments), but only for consumption (including but not limited to decoration, household appliances, wedding, car purchase, student aid, travel, medical treatment, etc.). _ "E-Loan" has an independent bill, and its billing date is consistent with that of the personal card. The interest generated in each billing cycle will be aggregated into the "circulating interest" of the current bill. Repayment needs to be made to the "e-loan" account separately.

what kind of card is BOC Tianjin one-card credit card?

BOC Tianjin One Card Credit Card is our Great Wall series credit card, and this card is a gold card. This card is a RMB single currency credit card.

the above contents are for your reference. please refer to the actual business regulations.

This is the end of the introduction of credit card one-card and one-card bank. Did you find the information you need from it?