You can't. According to the inquiry of China Merchants Bank in official website, China Merchants Bank has very strict requirements for handling black cards. The applicant must hold a China Merchants Bank credit card, be a long-term customer of China Merchants Bank, and have a contribution rating of six stars or above. The minimum bank deposit of the agent is more than one million, and the daily average deposit is stipulated. Therefore, China Merchants Bank cannot handle the black card of 500,000 deposits.