Integral validity period
The maximum validity period of individual comprehensive points is five years (calculated in calendar years) from the date of collection of points. Points collected before June 365438+February 3 1 of that year are counted as points in the first year and are valid before June 30+February of the fifth year. The specific validity period is subject to the latest points rules published by the bank. Personal comprehensive points that have not been redeemed within the time limit will be cleared.
Integral accumulation rule
Accumulated points that can be consumed by using our debit card and credit card (including local and foreign currency consumption) and meet the conditions for receiving points. Accumulate 65,438+0 points for every consumption of 65,438+0 yuan RMB (part less than 65,438+0 yuan is rounded off, and the foreign currency consumption is converted into RMB, and the points are calculated, in which the foreign currency conversion rate will be adjusted according to the exchange rate change.
Extended data:
Integral query
Points can be obtained through ICBC counters, online banking, telephone banking, mobile banking, SMS banking, self-service terminals, financial electronic malls and other channels. , and you can query the balance and details of the points.
Use integration
1, unified account, no need to apply. You don't need to apply for a points account. You can use our debit and credit cards to participate in the points program.
2. Rich communication channels and convenient use. You can use the points to exchange or deduct part of the consumption amount in our "Financial Online Mall" and offline merchants. There are many forms of exchange.
3. Points accounts can be collected and exchanged across regions.
Industrial and Commercial Bank of China-Personal Integrated Points Service