In order to attract more customers, each bank will launch new credit products based on customer needs. As one of the state-owned banks, China Construction Bank also has many credit card products. Many cardholders have asked, is the CCB Wealth Management Platinum Card great? Let’s take a look at the advantages and disadvantages of CCB Financial Management Platinum Card!

Is the CCB Wealth Management Platinum Card great? The application threshold for the CCB Wealth Management Platinum Card is very high. Most of the users who can hold the CCB Wealth Management Platinum Card belong to the high-end customer group with high annual income, which is quite powerful. The following is an analysis of the advantages and disadvantages of CCB Financial Platinum Card. Advantage 1: There is no handling fee for inter-bank remittances. Customers with platinum cards generally have a high income and occasionally need to travel for business. Using a credit card to make inter-bank remittances often requires a large fee. The CCB Wealth Management Platinum Card waives handling fees. In addition, it also supports the repayment of major bank credit cards with one card, making it easy to manage. Advantage 2: Provides various social channels. Cardholders holding CCB Financial Platinum Cards will receive requests from high-end customers from CCB for various social activities such as outings and playing games from time to time. On the one hand, it can provide cardholders with a place to relax, and on the other hand, it can also expand cardholders' contacts. Disadvantage 1: The annual fee is relatively expensive. The annual fee for the CCB Wealth Management Platinum Card is 240 yuan. Compared with other CCB credit cards, the annual fee for the CCB Wealth Management Platinum Card is more expensive. However, if the cardholder deposits more than 500,000 yuan within three months, there will be no annual fee for the whole year. Disadvantage 2: The amount of cross-border cash withdrawals is limited. There are limits on the amount of cash you can withdraw overseas with the CCB Wealth Management Platinum Card. The cumulative cash withdrawals from the same card within one day cannot exceed the equivalent of US$1,000. The cumulative cash withdrawals within one month cannot exceed the equivalent of US$5,000. The cumulative cash withdrawals within six months cannot exceed the equivalent of US$10,000. Dollar. The above is the sharing of relevant content about "Is the CCB Financial Management Platinum Card great?" I hope it can help everyone!