Since the bank indicators have just come down at the beginning of the year, bank staff will issue more cards in the early stage to reduce the pressure on the indicators in the later period. Therefore, it is easier to apply for a credit card in March.

A few tips to improve the success rate of credit card application:

1. Prepare all the application materials. When the bank approves a credit card, it can only decide whether to issue a card based on the application materials. Therefore, you must prepare all the materials when applying for a card for the first time.

2. There are tips for filling in the contact person. Generally speaking, the contact person needs to be filled in on the application form. Then you'd better fill in the colleagues who hold the bank's high-end credit cards. On the one hand, it can prove that the applicant is very popular in this company. On the other hand, it is equivalent to asking the bank's senior users to act as "guarantees." In this way, the bank will also Will trust you more.

3. There is no overdue credit record. Whether you are applying for a card or a loan, you must check your credit report. If you find that you have an overdue record, please do not try to apply for a card. You should repay the loan on time for two years before applying. And to be on the safe side, everyone must maintain good card usage habits when using the card and do not always use all the credit cards. , and don’t always make the minimum payment.