2, the real credit card: first consumption, then repayment.

3. Late payment fee: 5% of the unpaid part of the minimum repayment amount in each installment.

4. Overlimit fee: the fee is 5% of the part exceeding the credit limit.

Extended answer:

1, Sunshine Yiren Titanium International Credit Card is mainly launched for middle and high-end female customers, with the popular blue and white patterns as the background. The card pays special attention to the creation of pure life in the design of value-added services, and gives the main cardholder 1 10,000 yuan travel accident insurance and 50,000 yuan family property insurance to relieve the worries of female customers in their work and life.

2. Obviously different from other credit card products, Sunshine Yiren Titanium International Credit Card pays special attention to the creation of pure life in the design of value-added services, making it look like a credit card and a high-end membership card.

3. For example, hold regular beauty lectures and talent temperament training; Regularly hold high-end dialogues and invite well-known successful women to communicate with cardholders at close range; Organize group buying, and contact well-known brands for group buying from time to time; Establish a "small circle life", organize various activities according to the different hobbies and needs of white-collar women in financial management, fitness, beauty and children's education, and provide a platform for communication and interaction.