There are many precautions for credit card cancellation:
1. It is better to return the card: in fact, returning the card is a single card, and the customer information still exists. If you cancel your account, the whole account will be cancelled, and your card under the name of the bank will be cancelled and can no longer be used.
2. There are still debts that have not been paid off: some expenses, such as interest and SMS notification fees, are finally deducted and are not shown on your bill. Failure to repay hidden expenses will lead to overdue repayment and easy to leave bad records.
3. Refund the card if you don't swipe it enough times: you have to swipe it enough times without charging an annual fee, otherwise you can't return the card.
4. Cut the magnetic stripe when you sell the card: Don't think that everything will be fine if you sell the card. You should destroy this card in case someone with ulterior motives steals it.