whoever uses a forged credit card commits credit card fraud and is sentenced to fixed-term imprisonment of not more than five years or criminal detention.
According to Article 195 of the Criminal Procedure Law of the People's Republic of China,
whoever commits fraud by letter of credit under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, which is the same as the relevant provisions in Article 192:
(1) using forged or altered letters of credit or accompanying documents and documents;
(2) using an invalid letter of credit;
(3) defrauding the letter of credit;
(4) fraudulent letter of credit activities are conducted by other methods.
article 196th commits credit card fraud under any of the following circumstances, as above
(1) uses a forged credit card;
(2) using an invalid credit card;
(3) fraudulent use of another person's credit card;
(4) malicious overdraft.
the malicious overdraft mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.
whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of article 264 of this law.