You may be sued if your Minsheng credit card is overdue for one day.

Details:

1. How long it takes for Minsheng credit card to be overdue before being prosecuted is a case-by-case issue, and there is no clear fixed time. Banks usually first remind customers to repay through phone calls, text messages, etc. and urge them to repay the outstanding balance as soon as possible.

2. After one day of overdue payment, the bank may take further measures, such as sending a collection letter, visiting the bank or entrusting a third-party agency to collect the loan. This stage is mainly to try to recover overdue amounts and help customers solve repayment problems.

3. If the customer fails to repay the debt or refuses to cooperate for a long time, the bank may sue the customer through legal channels and pursue legal liability. The exact timing of prosecution varies from case to case and depends on communication between the bank and debtor and the size of the debt.

4. Summary: If a Minsheng credit card is overdue for one day, you may face the risk of prosecution. However, banks typically go through a series of collection steps to resolve repayment issues before taking legal action.

Extended information: Overdue repayment may cause credit record damage, which in turn affects an individual's credit rating and the ability to apply for loans, credit cards and other financial services in the future. Therefore, paying off overdue amounts in a timely manner is key to maintaining a good credit record. If you encounter difficulties with repayment, it is recommended to contact the bank in time and seek help, and work together to formulate a reasonable repayment plan.