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The credit card of Tianjin Guangfa Bank is not available, saying that it can be used online.
No, the card can't be used when it is not activated, and it can only be used normally after it is activated.

Credit cards applied by Guangfa Bank online must be activated at the bank counter. Only in this way can the bank be sure that it is you who apply for a credit card, which is a common way for banks to review credit card applications. There are three ways to activate Guangfa Credit Card: business hall, customer service phone number and reply letter

Call the customer service phone number of the bank credit card center directly: 9558 and then press 1- to enter the manual service, and then the credit card can be activated manually. (Users who apply for credit cards online cannot activate their credit cards by phone)