How much does it cost to borrow a credit card at one time? It can be divided into two ways to borrow money, one is to borrow money within the quota, and the other is to borrow money outside the quota. The details are as follows: 1. Borrowing money within the quota: This is the most commonly used method of borrowing money, collectively called credit card pre-loan. Cash is further subdivided into credit card cash withdrawals, credit card transfers, credit card cash installments, etc. Borrowing money does not require review, as long as there is money in the credit card, you can borrow it. The amount that can be borrowed at one time is only 50% of the credit card's fixed limit, and decreases as the available limit decreases. For example, if your credit card has a fixed limit of 30,000 yuan, you can borrow 15,000 yuan at a time. If you spend 6,000 yuan during the period, the loan limit will become 12,000 yuan. 2. Borrow money outside the quota: It is usually opened by invitation of the bank. Generally, only high-quality credit card customers can be qualified. This method of borrowing money has an exclusive quota, with a maximum quota of 300,000. Each loan must be comprehensively evaluated and scored by the system. You can borrow it only if you meet the standard. When borrowing money beyond the limit, you can borrow as much as you want. For example, if you have a limit of 50,000, you can borrow it all at once, but the prerequisite is that it must pass the comprehensive evaluation of the system. Otherwise, no matter how much you have, you will only be able to borrow money. And the larger the loan amount, the more difficult it will be to borrow money. You can try borrowing money in multiple tranches.