The current overdraft limit of the credit card of Shanghai Pudong Development Bank is the limit that the cardholder has already spent. For example, the bank has approved the credit card limit of 10000 yuan, and the cardholder has spent 3000 yuan, which means:

1. The credit card overdraft limit is 10000 yuan.

2. The current overdraft limit is 3,000 yuan.

3. At present, the available quota is 7000 yuan, that is, 1000 yuan -3000 yuan =7000 yuan.

For credit cards, it is allowed to "consume first, then repay", and overdraft is an important feature. The English name of credit card overdraft is "overdraft of credit card". Generally speaking, credit card overdraft refers to the short-term overdraft given to cardholders by credit card issuers within the prescribed limits when shopping and spending.

Credit card overdraft means spending first and then repaying, so the credit card overdraft limit is actually the credit limit of the credit card. The credit card overdraft limit is comprehensively evaluated by the bank according to the information provided when applying for a credit card.

I hope that the amount of capital penetration is high, and I can prepare some financial proof materials. The more financial proof, the higher the credit card limit. In addition, a good credit card record will increase capital penetration.