Many people don’t know about China Merchants Bank Credit Card Insurance Enjoy Everyday Accident Insurance, which is actually an insurance product launched by China Merchants Cigna Insurance Company. This product has many advantages, which are introduced below. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
What are the advantages of China Merchants Bank Credit Card Enjoy Everyday Accident Insurance?
It is understood that the advantages of China Merchants Bank Credit Card Enjoy Everyday Accident Insurance mainly include the following aspects:
1. Comprehensive protection
It has multiple accident protections, in addition to personal safety In addition to accidental injury protection for accidents and disabilities, it also provides accidental injury protection for public transportation, accidental injury protection for major natural disasters, and aviation accidental injury protection. And the coverage is high, with the cumulative death and disability coverage up to 1.9 million.
2. The insured amount can be increased incrementally
If the premium remains unchanged, the insured amount will increase incrementally from 2 to 6 years. After the increase, the cumulative death and disability insured amount will reach a maximum of 2.85 million. .
3. Accidental Medical Insurance
This product includes accidental injury medical insurance and daily accidental hospitalization fixed benefit medical insurance. Moreover, reimbursement of accidental medical expenses, except for nutritional supplements and self-purchased drugs, does not limit the number of claims, does not limit the scope of medication, and does not distinguish between social security medications. Regarding the guide to medical insurance reimbursement, I have just compiled relevant content. I hope it will be helpful to you: How to use social security and medical insurance? This article teaches you the reimbursement application process!
4. Guaranteed renewal
This product has a guaranteed renewal period every five years. During this period, it will not be refused due to changes in the insured's physical condition or occupation and type of work. Insure or increase premiums.
5. Easy to apply for insurance
This accident insurance is an electronic sales product. The insured can apply for insurance by calling the insurance company, which is very convenient and fast.
Through this article, I believe that everyone has a certain understanding of the advantages of China Merchants Bank Credit Card Enjoy Everyday Accident Insurance, but I also want to remind everyone that when purchasing, you must be cautious and purchase according to your needs, and choose the right one based on your own financial situation. products.