At present, there are three ways to apply for quota adjustment, and the specific application amount depends on the assessment:
1. You can call the customer service hotline to apply for increasing the credit limit after holding the card for a period of time (three months is recommended), and we will apply for it for you according to your past card use;
2. Or when your economic level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, automobile property, savings certificate of China Merchants Bank, etc.). ), and fax or mail the financial proof that you did not provide before you applied for the card, including a copy of the real estate license (the real estate license must contain the name of yourself or your spouse or minor children), and the relevant departments will re-examine it according to your new information.
3. Log in to credit card online banking (popular version and professional version), account management-account quota management-quota adjustment-apply for quota increase. After the application, it will be reviewed according to your card usage. If you download the Pocket Life, you can use the card * to manage the payment limit.
Borrowing cash in advance will generate corresponding handling fees and interest. After you withdraw the money, there will be a handling fee. Interest is settled on the billing date, with no interest-free period. Handling fee: The handling fee is calculated according to the domestic RMB cash advance 1%, with the minimum cash advance fee of 10 yuan, and the overseas (including Hong Kong, Macao and Taiwan) cash advance fee of 3%, with the minimum cash advance fee of RMB or USD 3 in 30 yuan (American Express Card-Centurion Black Gold Card, American Express Card-100 yuan). Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly.