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Will China Merchants Bank's credit card (debit card) deduct money directly from the savings card when it is overdue?
If it is a binding savings card specially used to repay China Merchants Bank's credit card (debit card), after the card is overdue, if there is still money in the savings card, China Merchants Bank will naturally deduct money from it to make up the credit card (credit card) arrears.

And if other savings cards under the customer's name are not bound for repayment, the China Merchants Bank system will not deduct money. After all, there is no automatic repayment agreement, you can rest assured.

Customers are advised to deduct the bound repayment bank card in time after the credit card (debit card) of China Merchants Bank is overdue, and then remind China Merchants Bank to make up the deduction as soon as possible. The sooner you pay off the debt, the worse the impact will be.