1. Bank of Communications Credit Card ATM Repayment: You can bring your local Bank of Communications debit card with transfer function and repay the RMB debt of your Bank of Communications credit card through transfer at the ATM of the local city Bank of Communications outlets. Withdraw the available line immediately, usually on the same day or the next day after repayment.
2. Bank of Communications Credit Card Business Hall Repayment: You can repay your RMB arrears in cash at any branch of Bank of Communications with your Bank of Communications credit card before the due repayment date. Restore the available line immediately, and it will arrive the next day after repayment at the latest.
3. Cross-bank self-service repayment of Bank of Communications credit card: After you start the cross-bank self-service repayment of Bank of Communications credit card, you can log in to the registered online bank of Bank of Communications at any time, select the function of "repayment service"-"cross-bank self-service repayment of contracted account", or log in to the registered mobile banking of Bank of Communications or WAP mobile banking-"credit card repayment", and you can repay the RMB arrears in your credit card of Bank of Communications with the debit card of other banks that you have signed. Restore the available credit line immediately, and it will arrive the next day after repayment at the latest.
4. Bank of Communications Credit Card caracalla Repayment: You can use the debit card issued by any UnionPay member institution to repay the credit card arrears of Bank of Communications through the POS repayment terminals deployed by Beijing Lacarra Company in 40,000 repayment outlets in 38 cities across the country. Only RMB arrears can be returned through this terminal, and US dollar arrears cannot be returned temporarily. Restore the available line immediately, and it will arrive the next day after repayment at the latest.
5. Bank of Communications Debit Card Online Bank Transfer Repayment: When the Bank of Communications Debit Card under your name is used for online banking, you can log in to the "Personal Online Banking Login" module of Bank of Communications official website at any time, transfer the funds in your Bank of Communications Debit Card to your credit card, and repay the RMB arrears in your credit card. Restore the available line immediately, and it will arrive the next day after repayment at the latest.
6. Bank of Communications Debit Card Online Bank Self-service Repayment: After completing the signing procedures of Bank of Communications Debit Card Online Bank Self-service Repayment, you can log in to Bank of Communications official website "Online Banking" module at any time to repay the RMB and USD arrears in your credit card through your Bank of Communications Pacific Debit Card. Restore the available line immediately, and it will arrive the next day after repayment at the latest.
7. Bank of Communications Credit Card Online Banking Repayment: You can easily repay the Bank of Communications Credit Card through the online banking transfer function of other bank debit cards. Debit card funds from other banks will arrive at the latest two working days after successful transfer (postponed in case of holidays), and the available line will be restored after arrival.
8. Bank of Communications Credit Card Alipay Online Repayment: You can use any bank debit card with online payment function to easily repay the RMB arrears of Bank of Communications Credit Card through Alipay, with fast arrival time and no handling fee. It will arrive on the second day after the latest repayment (14:50, and it will arrive on the same day; /kloc-repay after 0/4: 50, and receive the account the next day), and restore the available line after receiving the account.
9. Bank of Communications Credit Card Tenpay Online Repayment: You can use any bank debit card with online payment function to easily repay the RMB arrears of Bank of Communications Credit Card through Tenpay, and easily realize free online repayment service across banks and regions.
10. Bank of Communications Credit Card Fast Money Online Repayment: You can use a debit card with online payment function issued by any of the following commercial banks to easily repay the RMB arrears of Bank of Communications Credit Card through the fast money payment tool. Within one working day after repayment (postponed in case of holidays), the available line will be restored after receipt.
1 1. Bank of Communications Debit Card Telephone Voice Self-service Repayment: After you complete the self-service repayment signing procedure, you can call the 24-hour customer service hotline displayed on the back of Bank of Communications Credit Card to repay the RMB and USD owed by your Bank of Communications Pacific Debit Card in the self-service voice service.
12. Bank of Communications Debit Card Automatic Transfer Repayment: When you enable the automatic repayment function of Bank of Communications Debit Card and it takes effect, Bank of Communications will automatically deduct the specified amount of your debit card with the same name in Bank of Communications on the due repayment date every month according to your authorization, so as to repay the RMB and USD arrears of your credit card. It will arrive on the second day after the latest repayment, and the available line will be restored after it arrives.
13. Bank of Communications Credit Card Inter-bank Automatic Repayment: After you enable Bank of Communications Credit Card Inter-bank Automatic Repayment, Bank of Communications will automatically deduct the designated current balance from the RMB account of another bank debit card with the same name signed by you on the designated deduction date to repay the RMB bill payable in your Bank of Communications Credit Card. It will arrive on the second day after the latest repayment, and the credit line will be restored after it arrives.
14. Bank of Communications credit card automatic repayment "double deduction": When Bank of Communications credit card automatic repayment is enabled, you can choose "double deduction" as the deduction method. According to your authorization, Bank of Communications will automatically deduct the specified current balance from your signed debit card account with the same name on the seventh day after the agreed bill date to repay the bills payable in your credit card. If the deduction fails, the Bank of Communications will make another deduction for you on the due repayment date. Bank of Communications credit card automatic repayment and inter-bank automatic repayment service provide two deduction methods for you to choose from: "two deductions" and "deduction on due repayment date". If "Deduction twice" is selected, the deduction will be successful on the 7th day after the bill date, and no deduction will be made on the due repayment date. If you select "Deduct on Due Repayment Date", you will only deduct on the due repayment date.
As you can see, the arrival time and line recovery time of these repayment methods are different. Other banks may not be able to repay in all the above ways, but most of them are included. You can consult the customer service of the issuing bank for feasible repayment methods, find out the time of repayment arrival and the time of line recovery, and repay the credit card in the most convenient way.