Bank card loss reporting; Be frozen; The bank card is not enabled; The bank card is degaussed and cannot be read; Bank card password input error swallowing card; The bank card was cancelled because the account status was abnormal because the card was not swiped according to the specifications.
After the above situation occurs, I need to go to the counter with my card and ID card to handle related business.
If the bank card belongs to a credit card, it will be stuck under the following circumstances:
1. Suspected withdrawal leads to frequent use of pos machines to withdraw large amounts of cash, which leads UnionPay to doubt your credit. The bank will reduce your credit card limit and directly seal the card if the circumstances are serious.
2. The solution to overdue repayment for many times is to repay in full (it will not be unfrozen before it is paid off), and call customer service to ask for unfreezing, and the result may be reduced. However, if the overdue times are few, the general customer service will unfreeze.
3. At present, there are a lot of POS machines in the market. Because some of them use the big merchant model, the credit card consumption record is in a state of chaos! For example, Zhang San lives in Beijing, and he spent 100 yuan in a store. The registration information of the Qing Er POS machine used by the other party in the bank may be in another city. Once Zhang San spends money on the second-clearing POS machines of other merchants' classes on the same day, if he encounters the same situation, he will have credit card records in several different cities within one day, which is very easy for the bank to monitor and seize.
4. If the property is frozen or confiscated due to various disputes, the credit card will also be frozen. This situation is relatively rare. Settle the lawsuit before you consider unfreezing the credit card.