How to check the credit limit of China Everbright Bank? There are actually six ways to check!

As we all know, the credit card limit is not fixed, and it will decrease with the consumption of the card. In addition, the bank will increase or decrease the amount according to the cardholder's card use and credit status, which requires everyone to master the inquiry method of credit card limit so as to know how much credit card limit there is in time. However, different banks have different methods to inquire about the credit card limit. For example, China Everbright Bank has six methods to inquire about the credit card limit. Let's take a look.

The credit card quota of China Everbright Bank is related to the card level, among which the maximum quota of general card, gold card and titanium card is 5, yuan; The minimum amount of platinum card is 5, yuan and the maximum amount is 5, yuan; The amount of unlimited cards does not exceed 1 million yuan (inclusive), and the approved amount is different for each person's credit status.

You can query the credit card limit of China Everbright Bank in the following six ways:

1. Online banking query: query the current credit card available limit through personal online banking-credit card-account information query and available limit fields;

2. official website inquiry: Click "Login" on the left side of the credit card zone website, enter/ID number, verification code and dynamic password, and then select "Account Service"-"Account Information Inquiry" in the function bar to inquire;

3. wechat inquiry: select "credit card" through the "sunshine wealth" field at the bottom of the wechat banking page, and then select the "account inquiry" field to inquire about the current available amount of a single card;

4. mobile banking inquiry: check the current available credit line of a single card through all mobile banking-credit card-credit line inquiry;

5. sunshine life APP query: you can check the current available line by selecting "line management" on the card life page of sunshine life APP;

6. SMS inquiry: use the mobile phone number reserved by the credit card to edit the SMS "the last 4 digits of the limit #" and send it to 95595 to inquire about the current credit card available limit.

There are six ways to inquire about the credit limit of China Everbright Credit Card

Whether you have just applied for a credit card or in the process of daily card use, the method of inquiring about the credit limit must be a card use strategy that cardholders are more concerned about. Today, I will give you the 218 Everbright credit card quota inquiry method to get the details of the quota anytime and anywhere.

1. Customer service telephone inquiry

Everbright credit card holders can dial 95595 to inquire about the credit card limit through the customer service hotline, and learn about the credit card account arrears, current available limit and other information anytime and anywhere.

2. SMS inquiry

Use a credit card to reserve a mobile phone number, and send a text message "the last four digits of the limit #" to 95595 to inquire about the current available limit and related information.

3. wechat WeChat official account inquiry

wechat pays attention to "China everbright bank credit card" in WeChat official account, clicks "card service"-"account inquiry" at the bottom, fills in the accurate or ID number, page verification code and dynamic password, and can complete the line inquiry after logging in.

4. query of everbright credit card APP

download everbright credit card APP from your mobile phone, register and log in to bind the card, and click "service" in the menu bar at the bottom. There are "account information query" and "bill query" under the account service column, so you can know the credit card limit in detail.

5. Online banking inquiry

If the cardholder has launched the online banking of China Everbright Bank, he can directly log in and inquire about your account information, and then he can inquire about your credit card limit.

6. Billing inquiry

China Everbright Bank will mail you monthly credit card bills by email, SMS, WeChat WeChat official account and other channels, and you can clearly understand the amount on the bills.

how to check the credit card limit of everbright sunshine? What are the ways?

nowadays, credit card has become a necessity, mainly because of its overdraft consumption function. However, many people don't know the specific amount of credit card approved by the bank after they get the credit card. For example, a friend who has applied for Everbright Sunshine Credit Card before asked: How to inquire about the credit card amount of Everbright Sunshine? What are the ways?

1. Telephone inquiry

There will be a customer service hotline of the bank on the card face of the credit card. You can make a phone call, and then enter the ID number according to the voice prompt, and then you can find out a specific limit of your credit card.

second, online banking inquiry

users who have opened the online banking of China Everbright Bank can log in to the online banking directly if they want to inquire about the credit card of China Everbright Sunshine. Enter the credit card account details interface, and you can query the specific credit card limit.

3. WeChat inquiry

You can pay attention to the WeChat account number of "China Everbright Bank Credit Card Center", select "Credit Card Service" in the public account number, then select "Account Inquiry" in the "Credit Card Service" interface, and then enter the ID number to log in, and you can inquire the credit card limit.

IV. APP Inquiry

Now all major banks basically have their own APPs. You can download the APP of China Everbright Bank on your mobile phone, and then bind your account in the APP to find out the specific credit card limit.

with the development of internet finance, various businesses of banks have matured. Like Everbright Sunshine Credit Card, if you want to check its credit limit, there are many ways to check it directly through the network besides calling, which is very convenient and quick, saving time and effort.

How to inquire about the credit limit when the credit card of Everbright Bank is approved

Everbright Bank Sunshine Credit Card has been approved, and there are several ways to inquire about the credit limit of the credit card:

1. Log in to online banking, register online banking by yourself, and then log in to personal online banking again to inquire about the credit limit;

2. Call customer service, switch to manual service, and check the credit limit;

3. Go to the bank counter and ask the shop assistant for help.

4. Check the credit limit at the ATM.

note: in some banks, the credit card limit can only be inquired after the credit card is available.

Extended information:

Types

Credit lines include general credit lines and credit lines for specific customers.

1. The overall credit line refers to the total scale of credit sales made according to its own situation and external environment, which is used to guide and control daily credit sales decisions.

2. The specific credit limit refers to the maximum amount of goods that customers can buy on credit in a certain period stipulated by the enterprise.

the credit line represents the tolerable credit sale and bad debt risk that an enterprise bears to its customers. Too low credit limit will affect the sales scale of enterprises and increase transaction frequency and transaction cost; Excessive credit line will increase the collection cost and bad debt risk of enterprises.

the scope of creditlimit (export): credit limit, letter of credit (export) mortgage loan limit (commonly known as packaged loan), export bill of exchange, export collection bill of exchange, etc.

in terms of credit line, the credit line needs to be guaranteed, which can be provided by other companies or mortgaged by real estate. The amount of credit line is generally 5% of the company's net assets, or 1 times of the company's capital, or 3% of the company's annual import and export volume. The term is one year, and it can be recycled within the term.