How to apply for a bank credit card without a job?
It is possible, but it requires more skill than someone who has a job. I will give you a lot of useful information and teach you how to apply for a credit card if you don’t have a job. I also include 3 recommended cards to apply for.
1. Provide statement of statement
A convincing bank statement can prove that even if the card applicant does not have a job, he has a stable source of income and his repayment ability is guaranteed.
2. Apply for a card with Bianzhuan
In the credit card industry, Bianzhuan means deposit. If you have a large deposit with the card-issuing bank, or have purchased financial products, this can also be proved. Your financial ability.
3. Other financial certificates
The financial certificates recognized by banks include: real estate, cars and other fixed assets. Individual business households can provide copies of business licenses, tax payment certificates, etc.
4. Apply for a supplementary card
The requirements for a supplementary card are not as strict as those of the primary card, but you can share the credit card’s financial services and rights with the primary cardholder. Overdraft limit.
What kind of credit card is suitable for those who have no homework? The editor recommends the following:
1. China Merchants Bank YOUNG Card
For those under 30 years old, it is exclusive for young people. The card pass rate is high.