The speed at which Pudong Development Bank’s Universal Gold arrives depends on the processing time of the beneficiary bank. Under normal circumstances, it takes 2 days to arrive.

1. Wanyongjin is equivalent to the cash advance business of other banks. It means borrowing cash in advance from the card issuer and then repaying it in installments. Cash advance loans charge handling fees, and the handling fees vary according to the number of installments.

2. The Universal Money cannot be withdrawn directly in cash, but must be transferred to the applicant's debit card first. It is essentially a credit loan, and the credit card limit is approved by the credit card department.

3. The ten-thousand-dollar limit is not included in the credit limit. It exists in the form of a loan and is a credit line issued based on a credit card. The review of the credit limit is generally determined by the credit department. The determination of the amount is suspected of exceeding authority

4. Wanyongjin is a credit loan beyond the credit limit of Shanghai Pudong Development Bank's credit card.

6. The Wanyongjin business of Shanghai Pudong Development Bank's credit card is to Using a line of credit instead of a line of credit is a disguised form of a small loan.

Extended information

On October 29, 2021, Shanghai Pudong Development Bank released its third quarterly report for 2021. As of the end of September 2021, Shanghai Pudong Development Bank’s total assets were 8.064383 billion yuan, which was higher than that at the end of 2020. Increased by 1.44.

Shanghai Pudong Development Bank is a national joint-stock commercial bank approved by the People's Bank of China. It was established on August 28, 1992 and is headquartered in Shanghai.

In 2010, Shanghai Pudong Development Bank achieved operating income of 49.856 billion yuan, an increase of 13.032 billion yuan or 3.539% over 2009; pre-tax profit was 25.281 billion yuan, an increase of 7.985 billion yuan over 2009, an increase of 4.617%; tax The net profit attributable to shareholders of listed companies was 19.177 billion yuan, an increase of 5.961 billion yuan over 2009, an increase of 4.51%.

In 1997, Shanghai Pudong Development Bank complied with the requirements of the People's Bank of China and the procedures and shareholder qualifications stipulated in the "Company Law", "Commercial Bank Law", "Interim Provisions on Investment in Financial Institutions" and other regulations The capital increase and share expansion work was carried out according to the conditions.