If the cardholder wants to spend by credit card, he can go to the activation page of official website Credit Card of Guangfa Bank.
guangfa credit card is the first domestic standard credit card issued by guangfa bank in 1995, and it is also the first profitable credit card. The credit line of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
overdraft consumption can enjoy an interest-free period of up to 5 days. You can enjoy interest-free treatment from the transaction date to the repayment due date as long as you repay in full before the repayment due date stipulated by the bank. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit and manage your finances more freely.
Guangfa Card is the first real credit card in China issued by Guangfa Bank in 1995, and it is also the first credit card to realize profit. GDB Card has always adhered to the service concept of "giving you more, seeing farther for you", taking customer demand as the guide, and leading the credit card market in China with innovation and market segmentation. By June, 21, the number of cards issued exceeded 1 million, forming a distinctive "wide card issuing model" with the simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won the honor of "Top Ten Most Trusted Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award" and "Asia-Pacific Best Customer Service Award". In 21, the credit balance of GDB card exceeded RMB 3 billion at the end of the year, and the profit growth rate exceeded 8%. The net profit led the credit card industry, and the new non-performing rate in the whole year was below 1%. The activity rate, average income and average profit of cards were ahead of the peers.