In our daily lives, credit cards are used in many aspects, such as daily consumption, etc. China Merchants Bank Credit Card is also the most popular credit card, but when we are negligent, we will encounter problems. The situation of China Merchants Bank shutting down the dark room.

China Merchants Bank Guan Xiaoheiwu is divided into two types: small ones, e-loans and other loan services cannot be used, and large ones cannot even use bill installments, mobile cash withdrawals and other services.

When we are locked up in a dark room, how should we deal with it before we are released? We can do the following things:

1. Make normal full repayments for three consecutive months , the minimum payment is no longer used.

2. Make reasonable consumption and try to diversify your consumption. Hotels and restaurants are definitely needed. Don’t make a big change in your credit card habits all at once. You can take your time.

3. Use the method of adding several large amounts and multiple small amounts to the credit card limit. Make one payment every one or two days to maintain the rhythm.

4. After 3 consecutive months of normal consumption, I borrowed 100 yuan in cash from WeChat with a handling fee of 10 yuan and an interest of 2.5 yuan, mainly to make a contribution.

5. After the bill is issued, the temporary limit is 20,000, and the fixed limit can be adjusted to 16,000, which is doubled.

Note:

Use credit cards rationally to avoid bad credit records.