Examination and approval means examination and approval materials, and examination and approval means credit investigation. The approval in Everbright Credit Card is the approval of materials, that is, the preliminary examination of submitted materials; Then enter the examination and approval, that is, investigate and verify the authenticity of the submitted materials and personal credit records. Generally, only after passing the preliminary examination stage will you enter the examination and approval stage, and then you can handle the credit card well.

The general credit card approval process is as follows:

The bank conducts a preliminary examination of the information submitted by the customer: the preliminary examination includes checking whether the copy of the identity certificate, the original work certificate, the original salary income certificate and the application form are complete; If the certificate is not enough, notify the customer to supplement it.

Enter the credit card approval: use the ID card verification system to verify the authenticity of the customer's ID card information, and check whether the customer has a bad credit record in the personal credit information system.

Telephone verification of personal data: call the applicant and the company to verify the authenticity of my information and company information.

After all the examinations are qualified, inform the examination and approval results, and approve or reject the card issuance;

Mail credit card: I need to sign my name to apply for a credit card, and the application will take effect. The interests of the applicant are protected by law. Therefore, please remember to sign your name before mailing the application.