After the credit card is approved, the customer will have a fixed billing date (the billing date will be indicated in the card letter attached to the card when the customer receives the card, and multiple credit cards share a billing date). Calculation formula of repayment date corresponding to bill date:

1. The bookkeeping date is 1-10, and the corresponding repayment date is bookkeeping date +20, that is, 2 1-30 in the current month. Note: If the repayment date is 29th of this month and 30th of this month, it will be fixed as 65438+ 0th of the following month).

2. The bookkeeping date is 12 -28, and the corresponding repayment date is-1 1, which is the following month1-kloc-0/7.

Note: The bill date and due date are subject to the bill.

(In case of business changes, please refer to the actual situation. )

When is the repayment date of China Construction Bank's credit card?

The due repayment date of CCB credit card is 20 days after the bill date. For example, the 5th of each month is the bookkeeping date, and the due repayment date is the 25th of that month.

I. Credit card bill of China Construction Bank

The optional billing date of CCB credit card is: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; The cardholder's bill can be viewed from the monthly bill. The credit card billing date of CCB can be adjusted, but it can only be modified once in a natural year.

Two. Explanation of credit card repayment name

1. Bookkeeping date: refers to the date when the bank summarizes the accumulated outstanding principal of consumer transactions, principal of cash withdrawal transactions, expenses, etc. Calculate the interest and the current repayment amount of the cardholder.

2. Due repayment date: refers to the latest date stipulated by the bank that the cardholder should repay all the payable amount or the minimum repayment amount.

3. Interest-free repayment period: refers to the time between the bank bookkeeping date and the repayment date of consumer transactions that can enjoy interest-free treatment on the premise that the cardholder repays all the payable amount before the due repayment date (inclusive).

Three. Calculation method of interest-free repayment period

1. The due repayment date of CCB credit card is 20 days after the bill date. For example, the 5th of each month is the bookkeeping date, and the due repayment date is the 25th of that month.

2. The interest-free repayment period is from the bookkeeping date to the due repayment date. The longest interest-free repayment period of CCB credit card is 50 days, and the shortest is 20 days. You can enjoy the longest interest-free period of consumption one day after the bill date.

When is the repayment date of China Construction Bank's credit card?

The repayment date of CCB credit cards is not uniform throughout the country. The repayment date of CCB's credit card is the 20th day after the credit card bill date. The selection range of CCB's credit card billing date is: 2nd, 5th, 7th, 10, 12, 15, 17, 19, 22nd, 23rd, 24th, 25th and 25th of each month. The repayment date is 20 days after the bill date.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Credit card repayment date, also known as credit card due repayment date, refers to the latest date when the credit card issuing bank requires the cardholder to repay the payable amount, which means that after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date. In fact, the due repayment date is the last day of the interest-free repayment period. Before this, the repayment is interest-free, and interest and late fees will be charged if it is overdue. For each bank, the interest-free repayment period is different. The due repayment date is also called the final repayment date. If you don't repay in full before the due repayment date, and you don't choose the minimum repayment amount of credit card, you may face the following penalties: all consumption funds will no longer enjoy interest-free repayment, and the bank will calculate interest on a daily basis with the consumption amount as the principal, with a daily interest rate of five ten thousandths and compound interest on a monthly basis; Received a phone call or letter from the bank; Freeze your account, feed back your arrears record to the People's Bank of China and record it in your credit file, which will affect your personal credit; If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to return 10% of the total cost each time, so that although there is no interest-free repayment period, you can avoid personal credit damage.

This concludes the introduction of when the CCB credit card will be repaid and when the CCB credit card will be repaid. I wonder if you have found the information you need?