China Construction Bank is a relatively large-scale bank in China, one of the four major banks in China, and its security is very reliable. Moreover, the annual fee is free in the first year of card application, and the annual fee is free in the second year after three swipes, and then there is free SMS service. In addition, the cash withdrawal fee is only 0.5%, and the loss reporting fee is 50 yuan. There is also a direct credit card for the car. As long as there are cars with a displacement of more than 1.4, they can be easily licensed. The only drawback is that points can be exchanged for fewer and worse gifts.