Minsheng Shangri-La Co-branded Card is a platinum credit card of Minsheng, which has always been cost-effective. However, the application channel was closed last year, and offline purchases have also stopped. The second batch of channels that broke out this time is actually the co-branded card of Shangri-La WeChat official account. There are many card friends who follow the trend. It is said that many people approve 50,000 per second, and there are also many new households with 30,000 to 40,000. So is Minsheng Shangri-La Platinum Card worth applying for?
Judging from the quota
In terms of credit limit, Minsheng Xiangbai is a platinum card. If there is a basic second batch of Minsheng 50,000 credit cards, the credit line is also above 50,000, and there are many other 30,000-40,000 new households.
However, from the feedback of card friends, there are not a few people who refuse in seconds, mainly Mercedes-Benz Black, and the quota of 5,000 is still a lot. The key is personal qualification.
From the perspective of rights and interests
The rights and interests of people's livelihood cedar are basically related to Shangri-La. In addition to staying in a hotel or eating a buffet for your own consumption, you can mainly get the Golden Ring points of Shangri-La. If they save enough points, they can exchange them for 1000 dollars, and they can spend them in Shangri-La for their own use or realize them at a discount.
From the perspective of risk
This time, regardless of official website's application for people's livelihood, there are still certain risks, mainly as follows:
1, this application link is probably due to the negligence of Shangri-La. According to the handling of the Mercedes-Benz incident before the people's livelihood, it is not excluded that there are the same number of roads, and there are a bunch of Shangri-La blacks, that is, people's livelihood loan users.
2. People's livelihood refueling fund began to explain before it was in arrears for more than half a year. However, the problem of the delay in the introduction of the people's livelihood cedar points has not been solved, and there may still be problems.
3. Some measured card friends said that when inquiring about the application progress, the card surface displayed was fragrant and white, but it was not fragrant and white. After all, Xiangbai has stopped sending, so it's hard to say what card is downloaded.
Judging from the amount of equity of the people's livelihood cedar itself, it is indeed very cost-effective. The standard platinum card can also be exempted from the annual fee, but we need to recognize the risks and consider them ourselves. Don't blindly follow the trend.
Minsheng Shangri-La Platinum Card VS ICBC Shangri-La Platinum Card Which platinum card is better?
As a high-end hotel brand, Shangri-La also cooperates with banks. We have cooperated with ICBC and Minsheng Bank, and also have joint credit cards, namely ICBC Shangri-La Platinum Card and Minsheng Shangri-La Platinum Card. So, Minsheng Shangri-La Platinum Card VS ICBC Shangri-La Platinum Card, which platinum card is better? Today we will do a comparative analysis of two cards.
I. Card form
Minsheng Shangri-La Platinum Card is divided into two categories: standard platinum card and luxury platinum card, which are applied separately.
ICBC Shangri-La Platinum Card is issued and used in the form of "1+ 1" card set. ICBC Shangri-La Platinum Card includes UnionPay, MasterCard and VISA. General applicants can choose MasterCard+UnionPay or VISA+ UnionPay.
Second, the annual card fee
The annual fee of standard platinum card and luxury platinum card in Minsheng Shangri-La Platinum Card will be different. Annual fee for standard platinum card is 600 yuan every year; The annual fee for luxury platinum card is 3600 yuan per year.
And the standard platinum card is free of annual fee in the first year, and the annual fee is free for spending 15 times or over 50 thousand yuan in the next year. The annual fee of luxury platinum card is rigid and cannot be reduced.
The annual fee for ICBC Shangri-La Platinum Card is 2000 yuan per year. Old users who spend more than 200,000 yuan a year can be exempted from the annual fee of that year. If you are a new user, the annual fee is free for the first year, and if you have diamond and jade members of the Golden Ring Club, you can also reduce the annual fee for three years.
The above is a comparative analysis of Minsheng Shangri-La Platinum Card and ICBC Shangri-La Platinum Card. In fact, these two platinum cards are very good, and there is little difference in rights and quotas, especially in the form of issuing and using cards, as well as annual fees.
Minsheng Shangri-La Platinum Card Points Rules
Minsheng Shangri-La Platinum Card points will be automatically converted into VIP Gold Ring Club points, without taking the initiative to apply. It should be noted that the minimum monthly redemption point for a single cardholder is 250 gold ring points. If the current period is less than 250 gold ring points, the co-branded card points products of this period will be transferred to next month until they reach or exceed 250 gold ring points. The specific points redemption rules are as follows:
First of all, generally effective credit card consumption
Standard Platinum Credit Card: RMB 120 = 1 points, and VIP Gold Ring will reward points.
Luxury Platinum Credit Card: RMB 60 yuan = 1 points, VIP gold ring reward points.
Second, Shangri-La Group's hotels _ credit card consumption
Standard Platinum Credit Card: RMB 60 yuan = 1, VIP gold ring reward points.
Luxury Platinum Credit Card: RMB 30 yuan = 1 points, VIP gold ring reward points.
1. What are the credit card benefits of Minsheng Shangri-La?
1. automatically obtain the membership of Shangri-La VIP Gold Ring Club.
Cardholders who successfully apply for Minsheng Shangri-La joint credit card can immediately have the gold membership of Shangri-La VIP Gold Ring Club and enjoy the corresponding level of membership treatment. Existing VIP Gold Ring members will retain their original effective membership level.
2. Automatically accumulate Shangri-La VIP Gold Ring Club reward points.
If the Minsheng Shangri-La co-branded credit card is used to effectively swipe the card, the consumption will be automatically converted into reward points and included in the VIP Golden Circle member account.
2. Hotel dining can enjoy a maximum discount of 20%.
Dining in Shangri-La Group Restaurant will be paid by Minsheng Shangri-La co-branded credit card, with 8.5% discount for standard platinum card and 20% discount for luxury platinum card.
3. Enjoy a 10% discount on hotel accommodation.
Book and stay at any Shangri-La Group hotel in the world at a preferential price, and pay with Minsheng Shangri-La co-branded credit card to enjoy a 10% discount on the room rate.
Fourth, the best package price for hotel accommodation.
Book and stay at Shangri-La Group hotels in Australia, Chinese mainland, Malaysia, Singapore, Taiwan Province Province and Thailand at preferential prices, and pay with Minsheng Shangri-La co-branded credit card, you can enjoy exclusive free breakfast for two, delay check-out until 4: 00 pm, and upgrade your room to a more advanced room type.
Fifth, quickly upgrade to the emerald member of VIP Gold Ring Club.
If you have a qualified paid accommodation record of 10 in any Shangri-La hotel in the world and pay with Minsheng Shangri-La co-branded credit card, you can be upgraded to a jade member of VIP Golden Ring Club.
Is the Minsheng Shangri-La Platinum Card a double standard?
Yes According to the data of Minsheng Shangri-La, Minsheng Shangri-La Platinum Card is a double-standard credit card product jointly launched by Minsheng Bank and Shangri-La Hotel Group. The two cards are integrated. The full name of Minsheng Bank Xiangbai Card is Minsheng Bank Shangri-La Platinum Card. Consumption points can be rewarded with Shangri-La VIP Golden Circle Club points, automatically get membership of Shangri-La VIP Golden Circle Club, and enjoy up to 20% discount on hotel catering.
How to accumulate platinum card points of Minsheng Shangri-La? How long is the letter of credit valid?
The Minsheng Shangri-La Platinum Card, which reopened the application channel, has once again become a hot topic for many card friends. Many people are discussing all aspects of it, such as its features. So, how do people's livelihood Shangri-La Platinum Card points accumulate? How long is the validity period of Minsheng Shangri-La Platinum Card points? I will answer your question today.
How to accumulate platinum card points of Minsheng Shangri-La?
First, the general integral
First of all, Minsheng Credit Card can accumulate 1 universal points as long as it consumes 1 yuan;
While spending $ 1 or $ 100 can accumulate 7 general points;
Consumption 1 GBP can be accumulated 10 general points;
Consumption of 1 euro can accumulate 9 general points;
Spend 1 AUD or 1 CAD to accumulate 6 general points.
Second, the golden circle is inseparable.
1. Minsheng Shangri-La Standard Platinum Card:
For the standard platinum card in Minsheng Shangri-La Platinum Card, ordinary merchants can earn 1 Golden Club points when they spend 120 yuan, and hotels under Shangri-La Group can accumulate 1 Golden Club points when they spend 60 yuan.
2. Minsheng Shangri-La Luxury Platinum Card:
For the luxury platinum card in Minsheng Shangri-La Platinum Card, ordinary merchants can earn 1 Golden Club points when spending in 60 yuan, and hotels under Shangri-La Group can accumulate 1 Golden Club points when spending in 30 yuan.
How long is the validity period of Minsheng Shangri-La Platinum Card points?
All credit card points of Minsheng Bank are more or less permanent, and your accumulated points will remain in the name of your main card account until you cancel your account. So you can use its points at any time, without worrying that the points will be cleared when they expire.
The above is the points accumulation method of Minsheng Shangri-La Platinum Card. How long is the credit valid? "The answer. In addition to accumulating general points, Minsheng Shangri-La Platinum Card can also accumulate Golden Circle points, and the points of Minsheng Bank Credit Card are still valid forever.
This is the end of the introduction of Minsheng Shangri-La Credit Card, and the rights and interests of Minsheng Shangri-La Credit Card. I wonder if you found the information you need from it?