China Mobile Shanghai Pudong Development Bank Co-branded Card is a bank card jointly issued by Shanghai Pudong Development Bank and China Mobile. This co-branded card consists of a "standard card" and a "mobile phone card", including three independent accounts: electronic cash (mobile wallet), credit account (credit card) and debit account (debit card).

1, integrating debit card financing function and credit card consumption function.

2, including micro-payment electronic cash function.

3, there is a credit card consumption function.

Generally speaking, it is a credit card when spending money, a debit card when saving money, and the two cards are integrated.