According to the relevant regulations of the Bank of Communications Credit Card Center, the Bank of Communications dual-currency credit card only has RMB and USD accounts, and there is no handling fee for the Bank of Communications credit card in consumption abroad if it passes the UnionPay line. Cardholders can apply through VISA or MasterCard, and there is no handling fee if the local currency is US dollars; If the local currency is not USD, the card organization will charge a currency conversion fee of1.75%; If it is a foreign currency other than USD, there will be a handling fee of 1.75%.

Usually, the charge for credit card swiping in Bank of Communications ranges from 0.38% to 1.25%, with the highest charge for catering and entertainment services and lower charge for supermarkets. The handling fee of the Bank of Communications credit card is borne by the merchant, and the cardholder does not need to pay the handling fee.