Current location - Trademark Inquiry Complete Network - Overdue credit card - What are the pros and cons of applying for a China Merchants Bank student card?
What are the pros and cons of applying for a China Merchants Bank student card?

Disadvantage: CMB student card cannot increase the credit limit.

Benefits: The China Merchants Bank student card can enjoy annual fee reduction, novice benefits, points accumulation and other China Merchants Bank credit card benefits, as well as various fee reductions and other campus-exclusive special offers. The credit limit of the China Merchants Bank Student Card will be temporarily sealed before graduation, and you can apply to cancel it after graduation. If the credit limit of the China Merchants Bank Student Card is 0 and you cannot receive the credit limit, you can save money first before spending, and you can also enjoy credit card discounts and points. rights and interests.

Application conditions:

1. YOUNG Card (Youth Edition) is only available to customers under 30 years old (inclusive) (non-student customers). Customers over 30 years old who apply for the YOUNG Card (Youth Edition) main card will be converted to apply for a UnionPay standard credit card. By default, the card type applied for the supplementary card is the same as that of the primary cardholder.

2. Those who graduated after 2003 (inclusive) with a bachelor’s degree or above recognized by the National Education Commission and have a stable job must present a copy of their ID card + proof of work (business card, work badge, copy of work permit or You can apply with the original work certificate issued by your workplace).

3. The campus version of CMB YOUNG Card is exclusive to college students. College students can apply directly. After passing the preliminary review, you can use the notification text message and bring your ID card to any China Merchants Bank branch in the city where the school is located to go through the signature confirmation procedures without submitting other supporting documents.