The 6 times that various banks say that swiping the card 6 times (or 3 times or 5 times) per year will waive the annual fee for the next year means there is no limit on the amount or location.

So whether it is online consumption, phone bill payment, cash withdrawal, or overdraft consumption, it is completely possible.

So what you said is in line with the requirements.

In fact, to put it simply, as long as there are more than 6 fund flows on your card (anything, even 1 dime is fine), it will be fine.

If you don’t understand, please ask, I hope you can adopt it.