Ping An Bank Platinum Credit Card Annual Fee Standard:
1, the main card is 2800 yuan/year, and the auxiliary card 1800 yuan/year;
The annual fee for the first year is non-deductible. If it is not activated, no annual fee will be charged.
3. The accumulated consumption of the main card and the auxiliary card in the current year exceeds RMB 300,000 yuan or equivalent US dollars, and the annual fee of the corresponding card is exempted in the following year;
4. When spending RMB 6.5438+RMB 5,000 or the equivalent amount in the current year, half of the corresponding annual card fee in the following year will be exempted.
You can log in to Ping An Pocket Bank APP- Credit Card-More-Annual Fee for details.
Reply time: September 4, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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Does Ping An Yue enjoy Platinum Card free of annual fee?
The annual fee for Platinum Card of Ping An Bank is 480 yuan/year. There is no annual fee for cardholders to apply for Ping An Bank Platinum Card in the first year. Cardholders only need to swipe their cards 12 times in the first year to avoid the annual fee for the next year. For users who do not fully swipe their cards, they can enjoy the annual fee for free in the next year. The maximum amount that the cardholder can enjoy is 65438+ 10,000. Ping An Bank generally enjoys a platinum card under a fixed amount.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.
20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.
Development history
Establish Fujian Asian Bank
Fujian Asian Bank was established in February, 1992, 1993. As a joint venture bank established in response to the pilot of foreign investment in the financial sector, Fujian Asia Bank, jointly funded by China Bank Fujian Trust Consulting Company and Hong Kong Zhongya Finance Co., Ltd., was officially opened on June 26th with the approval of the People's Bank of China. 1993.
On February 29th, 2003, with the approval of China Banking Regulatory Commission, Ping An Insurance Group and Hongkong and Shanghai Banking Corporation (HSBC) formally acquired 0/00% shares of Fujian Asia Bank.
According to the acquisition agreement, HSBC will spend no more than US$ 20 million to acquire a 50% stake in Fujian Asia Bank; Ping An Insurance Group acquired the remaining 50% equity through its Ping An Trust and Investment Company. Since then, Ping An Insurance Group has continued to inject another US$ 23 million into Fujian Asia Bank, thus increasing the total amount of injected funds to US$ 50 million, holding 73% of the shares of Fujian Asia Bank and diluting the shares held by HSBC to 27%. The acquisition cost Ping An Trust US$ 43 million, totaling RMB 356 million at the current exchange rate.
Do you need to pay an annual fee for Ping An Credit Card?
Ping An Credit Card has an annual fee. Ping An Bank's credit card can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if it is spent six times in the current year (except platinum card and owner card).
1. The annual fee of Ping An Platinum Credit Card in the first year is rigid (cannot be reduced). If you spend150,000 yuan in the current year, you can get rid of 50% of the annual fee in the following year, and if you spend 300,000 yuan in the current year, you can get rid of the annual fee in the following year. The supplementary card has the same rules as the main card.
2. The first year's rigid annual fee of Ping An owner's credit card (non-deductible), and the annual fee for the following year can be exempted if the consumption in that year reaches 30,000 RMB or equivalent USD.
Novices should pay special attention to the following points when using credit cards:
(1) The issuing bank must pay special attention when offering special discounts to attract consumers to apply for credit cards in the first year. These promotions are usually short-term, so don't be confused for a moment. When choosing a credit card, you should give priority to long-term interests.
(2) Avoid applying for more cards than you can bear. Evaluate your consumption habits, needs and financial situation before deciding how many credit cards you need to choose.
(3) Be sure to sign the new card as soon as you receive it, and cut the old card into pieces to avoid fraudulent use.
(4) Be sure to take good care of your credit card and report the loss immediately if it is lost.
(5) Whether it is a credit card or a charge card, you must keep a good credit record.
Ping An Bank
Adjustment of temporary limit:
The bank will make a comprehensive evaluation based on the customer's past card use. It is suggested that cardholders can diversify their consumption types, such as household appliances consumption, catering consumption and supermarket shopping. And ensure a good repayment record. If there is an emergency card demand, you can also call the bank's customer service hotline to apply for a temporary increase in the quota.
The bank will continue to pay attention to the changes in your card usage and credit status, and will not take the initiative to increase the temporary limit for qualified customers who are adjusted irregularly. It is suggested that you can use the Bank of Communications card more, repay the loan on time, and keep a good record of using the card. At the same time, when the card is urgently needed, you can call the customer service hotline to apply for a temporary increase in the limit.
Inactive credit cards may also be charged an annual fee. Many people actually have more than one credit card, so there must be idle credit cards. Moreover, some people will put the credit card aside because of the low credit limit after getting it;
However, even if the credit cards are used for a long time, if they are not used or activated, some credit cards will be automatically activated without the confirmation of consumers, resulting in an annual fee. For example, the annual fee for platinum cards and above is usually more than 1000 yuan. This kind of credit card has high rights and interests, and even if it is not activated, it is usually inevitable to charge an annual fee.
Do you need an annual fee for Ping An Credit Card? how much is it?
You need to pay an annual fee.
Ping An Bank's annual credit card fee is divided according to the level of the card, and the specific fees are as follows:
Ping An Platinum Credit Card: the annual fee of the main card is 2,800 yuan; Annual fee of supplementary card 1800 yuan;
Ping An Bank Credit Card: Gold Card Annual Fee 300 yuan; Annual fee for supplementary gold card 150 yuan;
Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An Insurance Credit Card 2 1 13: annual fee for the master card of Puka 100 yuan; Supplementary card annual fee 50 yuan;
Ping An One Account Pass: 300 yuan for the annual fee of Jinkapu Card; Puka annual fee 100 yuan;
Ping An Ctrip Business Travel Credit Card: the annual fee of the gold card is 300 yuan; Annual fee of supplementary card 150 yuan;
Annual fee of Puka MasterCard 100 yuan; Supplementary card annual fee 50 yuan;
Ping An Owner's Credit Card 526 1: the annual fee of the main card is 200 yuan;
Ping An I Car Credit Card: the annual fee of the main card is 300 yuan.
Extended data:
Ping An Bank Credit Card Free Annual Fee Policy:
Ping An Bank's credit card, 1653, can be exempted from the annual fee for the first year, and the annual fee for the next year can be exempted if it is spent six times in the current year (except platinum card and owner card). Ping An Platinum Credit Card's annual fee for the first year is rigid (cannot be reduced). If you spend 150000 yuan in the current year, you can get rid of 50% of the annual fee for the next year, and if you spend 300,000 yuan in the current year, you can get rid of the annual fee for the next year. The supplementary card has the same rules as the main card.
The first year's rigid annual fee (non-deductible) of Ping 'an car owner's credit card, and the annual fee for the following year can be exempted if the consumption reaches 30,000 yuan or equivalent US dollars in that year.
Is there an annual fee for Ping An Bank Card?
1. Ping An Bank debit card has no annual fee.
Ping An Bank debit card ATM cross-bank withdrawals each 2 yuan; ATM cross-bank withdrawal in different places 2 yuan/transaction+withdrawal amount 5‰.
If the debit card account of Ping An Bank is less than RMB 1 000, the small account management fee of 2 yuan will be charged, but the account management fee can also be exempted if the payment institution or the third-party depository business of banks and securities is contracted.
Two, Ping An Bank credit card annual fee standards are as follows:
Puka MasterCard: 100 yuan/year; Supplementary card: 50 yuan/year.
Gold master card: 300 yuan/year; Supplementary card: 150 yuan/year.
Platinum credit card: the main card: 2800 yuan/year, and the auxiliary card: 1800 yuan/year.
Extended data:
Ping An Bank Credit Card Free Annual Fee Policy:
Ping An Bank's credit card Capka and gold card are exempt from the annual fee for the first year, and the annual fee for the following year can be exempted if the credit card is spent six times in the same year.
Ping An Bank Platinum Credit Card's rigid annual fee for the first year can't be reduced, and the annual fee for the second year can be exempted if it spends 6.5438+0.5 million yuan in that year, and it can be exempted if it spends 300,000 yuan in that year. The annual fee rules of the supplementary card are the same as those of the main card.
Ping An Bank-tariff standard
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