Current location - Trademark Inquiry Complete Network - Overdue credit card - Ping An Bank cashed in 1 yuan with its credit card and paid it off the next day. How much interest and handling fee does the bank have to calculate?
Ping An Bank cashed in 1 yuan with its credit card and paid it off the next day. How much interest and handling fee does the bank have to calculate?
ping an credit card is charged with handling fees and interest.

1. Cash withdrawal fee:

1) Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of RMB 25 yuan per transaction;

2) overseas cash withdrawal fee: it depends on the network used by the customer. If the UnionPay network is used, the cash withdrawal fee will be charged at 3% of the cash withdrawal amount, with a minimum of RMB 4 yuan per transaction; If you use other networks such as MasterCard, you will be charged 3% of the cash withdrawal amount, with a minimum charge of $5 per transaction.

2. Interest on cash withdrawal: At present, Ping An Bank does not enjoy interest-free period for cash withdrawal. Interest is the daily interest rate of .5 ‰ from the current trading day, and the compound interest is calculated monthly.

if cash is withdrawn from 1 yuan in China, the handling fee is 25 yuan, and the interest is .5 yuan per day.