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Can I apply for a credit card if I have a car?
Hello, if the car is in your name, you can apply for the owner's card. The owner cards of Guangfa Bank and Ping An Bank are both good. The certification materials required for handling the owner's card are:

1, automobile driving license: this is the basis for the bank to judge whether you can repay the loan stably;

2. Applicant's identity certificate (required): the applicant must be 18~65 years old and have full capacity for civil conduct; A copy of the identity card of a domestic resident; Compatriots from Hong Kong, Macao and Taiwan-Hong Kong and Macao residents' passports to and from the mainland, Taiwan Province compatriots' passports to and from the mainland and copies of residence endorsements or multiple round-trip endorsements; Alien-a copy of the passport and residence permit or employment certificate of the country to which the foreigner belongs;

3. Proof documents of financial income (optional, which will help to increase the quota), such as: original or photocopy of salary record issued by the bank, income certificate issued by the unit, income tax withholding certificate, self-owned real estate license/house purchase contract/bank mortgage repayment schedule, bank deposit certificate and other materials.

After preparing the above documents, you can go to the bank to apply for a credit card. Remember to choose formal channels and don't be blinded by false agents.