Conditions for applying for a credit card:
1, age 18, with full capacity for civil conduct; ?
2. Have a good credit record; ?
3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct. ?
Credit card application materials:?
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income; ?
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc. ?
Credit card application method: 1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate, and submit the above to the bank for review by the bank's background audit department. ?
2. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
Extended data:
Application conditions
1. All China citizens, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, legal and stable income and good reputation can apply for personal credit card MasterCard with their valid certificates.
2. The primary cardholder and the secondary cardholder share the same credit line; The cardholder of the primary card can set the usage limit of the secondary card within the credit limit; All transaction funds, corresponding interest and expenses of the secondary card are credited to the account of the primary card, and the cardholder of the primary card is fully responsible for the debts incurred under the primary card and the secondary card.
3. Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic account in financial institutions in China can apply for unit cards from card issuers with the information such as the account opening permit issued by the People's Bank of China.
4. When applying for a credit card, the applicant shall fill in the application form and the authentic materials required by the card issuer correctly, completely and truly, and sign a contract with the card issuer. According to the applicant's application and credit status, the card issuer decides whether to approve his application, whether to require him to provide guarantee and guarantee method, and determines the credit limit.
5. Credit card applicants provide guarantee in the form of guarantee, mortgage and pledge. The scope of guarantee includes all outstanding debts under the cardholder's credit card, and the corresponding guarantee contract is signed for guarantee.
6. The credit card issuing bank of China Everbright Bank provides the cardholder with the inquiry password and transaction password through designated channels.
7. After receiving the credit card, the cardholder shall immediately sign the same signature in the signature column on the back of the credit card and use the same signature in the transaction, otherwise the cardholder shall be responsible for the losses arising therefrom.
Baidu Encyclopedia-China Everbright Bank Credit Card