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How to apply for a credit card while studying as a graduate student?

Yes, you can apply for a student card.

The "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" has corresponding provisions:

Article 45 The issuing bank that issues student credit cards to the same applicant who meets the conditions shall not exceed Two (except supplementary cards). Before issuing a student credit card, the card-issuing bank must secure a secondary source of repayment.

Before increasing the student credit card limit, the card-issuing bank must obtain written guarantee materials from the second repayment source (parents, guardians, or other administrators, etc.) who agree and are willing to repay the student credit card on their behalf.

Extended information:?

Relevant legal provisions of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks":?

Article 24 Monthly Overdraft Balance of the Same Account for Individuals The card cannot exceed 50,000 yuan (including the equivalent in foreign currency), and the corporate card cannot exceed 3% of the card-issuing bank's comprehensive credit limit for the company. There is no unit that can refer to the comprehensive credit limit.

For specially appointed merchants that sell goods or services through mail, telephone, television, and the Internet, acquiring banks should adopt special risk control measures, strengthen transaction monitoring, and increase the frequency of on-site inspections.

Article 25: The cardholder has the right to request a statement from the card-issuing bank within the specified time, and has the right to request inquiry or correction of discrepant accounts. After the loss report procedure is completed, the cardholder is no longer responsible for changes in funds in the corresponding card account.

Baidu Encyclopedia - "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"